Paying for it

Paying for it

Government programs and incentives — energy efficiency rebates tax credits and grants

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. The government wants you to make your home more energy efficient. It wants you to install solar. It wants you to upgrade your HVAC. It’s

Paying for it

Emergency fund for homeowners — what the house-specific reserve should look like

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. Homeowners need an emergency fund. It’s not the same as a general savings account or a maintenance fund. An emergency fund is specifically for when

Paying for it

Credit cards for home improvement — when it's fine and when it's a trap

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. Credit cards are everywhere. You probably have one with a 0 percent promotional interest rate. Using it to finance a renovation seems obvious. You need money

Paying for it

Contractor financing — what they're offering and what to watch for

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. Your contractor offers to finance the job. It’s convenient. The conversation happens during your estimate meeting. You’re offered 0 percent financing for 12 to

Paying for it

Cash-out refinancing — how it works and the real math

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. Cash-out refinancing sounds straightforward. You refinance your mortgage for more than you owe and pocket the difference. Your $300,000 home has a $200,000 mortgage.

Paying for it

Building a home maintenance fund — how much to save and how to start

This article is for educational purposes only and is not a substitute for professional advice. Local codes, regulations, and best practices vary by region. Your roof is going to need replacing. Your water heater will fail. Your HVAC system will eventually give up. You can’t predict exactly when, but